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Replacing a Mobile or Manufactured Home with a Stick Built Home

Posted in: How It Works

If you are contemplating having a stick framed home built for mobile home replacement, then the information below will be helpful.

It’s good to know that others like yourself have done this. In fact a healthy percentage of Pacific Northwest home builders receive business from folks like you. The challenge you often face is you may have a higher mortgage than just a vacant parcel of land. The good part is that you can usually live in the mobile home while the house is being built if your lot is large enough. Also, the development cost would be minimal; you probably already have your septic, power, and water at the site, and road improvements accomplished. This in itself might be worth $20,000 to $30,000 worth of improvements. So, where do you start?

You will need to either remove the existing mobile or manufactured home or have it completely demolished. If the home is in good condition, you can recoup some of the expenses by selling the home. On the other hand, if the existing home is old or in poor condition, it will likely not receive much value. Also, if the structure is weak, transportation from your site will likely damage it further, decreasing the value. In such cases, it may be best to simply demolish it completely.

First you need to determine a few things up front:

  • What is the outstanding mortgage balance?
  • Cost of demo of mobile home, or can you sell it and make a profit?
  • You will likely need to obtain a few permits, such as a new home permit, demolition permit, and you will have to have your septic inspected as part of banking and county procedures.
  • Can you live in the mobile and then at the end of construction, sell it, or have it removed? If so, this would save you additional monthly living    expenses

So, if it has been your desire to replace your mobile home by building an affordable home, then True Built Home is here for you. We work with clients one-on-one to help them estimate the cost of building a new home as closely as possible. So, please click here to make an appointment for a free no obligation cost estimate now.