Recommended Home Lenders

Looking for the right home lender to start building a home can be a confusing and daunting process. While we don’t offer in-house financing, we do work with a variety of home lenders to make this process convenient and effortless. Some of our recommended lenders specialize in traditional construction loans, while some specialize in other types of loans.

These are our preferred lenders that we have worked with on a regular basis:

Featured Lenders

Banner Bank
Terry Pemberton

Residential Loan Officer
Land and Construction Specialist
NMLS # 185396

Building is easier than ever with our All-in-One Custom Construction Loan. It blends short-term construction and permanent financing into one loan. That means you’ll have just one set of closing costs, saving you money and protecting you from rising interest rates.

With all-in-one financing, you may:

  • Include the land or lot purchase into your home loan.
  • Borrow up to 95% of the home’s value.
  • Receive up to a 15-month term during construction.
  • Choose fixed or adjustable rates.
  • Benefit from an interest rate reduction based on the market rate when construction is completed.

Timberland Bank
Liz Ringer

Vice President, Loan Officer
NMLS # 539582

Over the years, we have worked with many different banks and lenders that have expertise in home construction loans. Contact one of our preferred home lenders in your area to get approved to start building a home.

Banner Bank
Ajay Vinson
Residential Loan Officer
NMLS # 1659922
Phone: (360) 253-0920
Cell: (702) 756-5623

Email: [email protected]



Evergreen Home Loans

Jon Hanes

Phone: (253) 222-5646
Email: [email protected]



Gesa Credit Union

Dominick Ferraro
Home Loan Officer
NMLS # 9833
Click here to apply

Direct: (509) 473-9488
Cell: (425) 260-4771
Fax: (509) 465-1288
Email: [email protected]



Homeseed
Kim Ray
Loan Advisor
NMLS #1314698

Office: (425) 455-4663
Mobile: (206) 403-0146
Email: [email protected]
Website: https://kimray.homeseedloans.com/



Mann Mortgage
Vanessa Rez
Senior Loan Officer
NMLS #442653
26410 SW Petes Mountain Rd.
West Linn, OR 97068

Cell: (503) 476-4953
Fax: 1-888-965-9316

Email: [email protected]
Website: https://vanessarez.mannmortgage.com/



Peoples Bank

Brittney Shigley
Mortgage Loan Representative
NMLS #1544068

Office: (360) 679-0108
Fax: (360) 679-7944
Email: [email protected]
Website: https://www.peoplesbank-wa.com/real-estate-loan-officer-profile/brittney-shigley/



Timberland Bank

Liz Ringer
Vice President, Loan Officer
NMLS # 539582

Office: (253) 845-0999 ext. 6002
Mobile: (253) 328-0747
Fax: (253) 770-2833
Email: [email protected]
Website: https://lringer-timberlandbank.mortgagewebcenter.com/responsive/#/ApplyNow



Washington Federal

Krys Wortley
Branch Manager

Office: (360) 629-2123
Fax: (360) 629-2124
Email: [email protected]

9025 271st St. NW
Stanwood, WA 98271

Washington Federal
Robin D. Wilson
Branch Manager
NMLSR # 560593

Office: (503) 585-1677
Email: [email protected]

Homeseed
Kim Ray
Loan Advisor
NMLS #1314698

Office: (425) 455-4663
Mobile: (206) 403-0146
Email: [email protected]
Website: https://kimray.homeseedloans.com/



Timberland Bank

Erik Heimann
Vice President, Loan Officer
NMLS # 539571

Office: (360) 252-3708
Mobile: (360) 791-3834
Fax: (253) 875-8702
Email: [email protected]



Evergreen Home Loans

Jon Hanes

tel (253) 222-5646
Email: [email protected]



Gesa Credit Union

Dominick Ferraro
Home Loan Officer
NMLS # 9833
Click here to apply

Direct: (509) 473-9488
Cell: (425) 260-4771
Fax: (509) 465-1288
Email: [email protected]

Homeseed
Kim Ray
Loan Advisor
NMLS #1314698

Office: (425) 455-4663
Mobile: (206) 403-0146
Email: [email protected]
Website: https://kimray.homeseedloans.com/



Peoples Bank

Kevin Engstrom
VP/Real Estate Loan Manager
NMLS # 114057

Office: (360) 331-7136
Mobile: (425) 508-4137
Fax: (360) 331-7078
Email: [email protected]

Freeland Real Estate Loan Center
5589 Harbor Avenue
Freeland, WA 98249



Timberland Bank

Erik Heimann
Vice President, Loan Officer
NMLS # 539571

Office: (360) 252-3708
Mobile: (360) 791-3834
Fax: (253) 875-8702
Email: [email protected]



Washington Federal

Krys Wortley
Branch Manager

Office: (360) 629-2123
Fax: (360) 629-2124
Email: [email protected]

9025 271st St. NW
Stanwood, WA 98271

Homeseed
Kim Ray
Loan Advisor
NMLS #1314698

Office: (425) 455-4663
Mobile: (206) 403-0146
Email: [email protected]
Website: https://kimray.homeseedloans.com/



Washington Federal

Robin D. Wilson
Branch Manager
NMLSR # 560593

Office: (503) 585-1677
Email: [email protected]



Banner Bank

Ajay Vinson
Residential Loan Officer
NMLS # 1659922
Phone: (360) 253-0920
Cell: (702) 756-5623
Email: [email protected]

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